Pay day loans and credit results by applicant sex and age, OLS estimates

Pay day loans and credit results by applicant sex and age, OLS estimates

Table reports OLS regression estimates for result factors printed in column headings. Test of most loan that is payday.

Additional control factors perhaps maybe perhaps maybe not shown: gotten loan that is payday; settings for sex, marital status dummies (hitched, divorced/separated, solitary), web month-to-month earnings, month-to-month rental/mortgage re payment, wide range of kiddies, housing tenure dummies (house owner without mortgage, house owner with home loan, tenant), training dummies (senior school or reduced, university, college), work dummies (employed, unemployed, out from the labor pool), conversation terms between receiveing pay day loan dummy and credit history decile. * denotes significance that is statistical 5% degree, ** at 1% degree, and *** at 0.1% level.

Table reports OLS regression estimates for result factors written in line headings. Test of most pay day loan applications. Additional control factors maybe maybe perhaps perhaps not shown: gotten loan that is payday; settings for sex, marital status dummies (hitched, divorced/separated, solitary), web month-to-month earnings, month-to-month rental/mortgage re re re payment, amount of young ones, housing tenure dummies (property owner without home loan, house owner with mortgage, tenant), training dummies (highschool or reduced, university, college), work dummies (employed, unemployed, out from the work force), conversation terms between receiveing cash advance dummy and credit rating decile. * denotes significance that is statistical 5% degree, ** at 1% degree, and *** at 0.1% degree.