If you are a student that is full-time ensure you’re benefiting from the perks that include a student bank account вЂ“ which include a 0% pupil overdraft as high as ВЈ3,000.
You might never get an arranged overdraft this good once more, if you’re struggling to help make ends fulfill, now could be the right time for you to switch records.
If you have currently strike your limit but feel you can do with an extension that is small you can look at asking the lender (although there’s nothing guaranteed in full).
Obtain a 0% bank card
You will find bank cards out there that enable you to definitely borrow cash at 0% for approximately two years (or even much much longer).
Then this is a much better option than a payday loan if you’re quite confident that your money troubles are relatively short term and that you’ll be able to make repayments before the 18 months is up.
Uncertain about bank cards? Read our student charge card guide to swot up before you select if they are the right course for you.
Join a credit union
Credit: Warner Bros.
Credit unions are non-profit money-lending organisations that are put up individually by a community.
Usually the people of the union are now living in the area that is same possibly going to similar church or employed in a particular industry, but nowadays communities are generally a great deal broader.